Integrity is the foundation of Theresa’s business. She believes a mortgage should be about building relationships and helping her customers achieve their home financing goals — not just completing a transaction.

With more than 30 years of experience in the mortgage industry and an extensive history in dealing with all types of loans, Theresa is committed to helping every client get the loan that is right for them.

Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply needing a change, Theresa can help you before you ever make an offer on a property. She can sit down with you and look over your budget, income, and savings, which will help you get a clear picture of what type and amount of loan is realistic.

There are many factors to consider when getting a home loan, from interest rates to terms. Theresa will guide you through all of your options, so you can concentrate on making the best decision for your needs. She has personally helped thousands of Colorado homebuyers—and it would be her honor to work with you next.

What her clients are saying:

“In today’s business environment, where customer service is virtually non-existent, we want to express our sincere appreciation for the excellent service we received from Theresa. She has gone above and beyond to help our kids and us on several recent transactions. She was very accommodating when we needed to close earlier than previously anticipated. Loyal, dedicated employees are the backbone of all successful companies and we will not hesitate to recommend Theresa and CB&T Mortgage to others.” – Joseph M.

“I want to thank you for your diligent pursuit in getting us the best rate by trying all avenues necessary.  I feel like you cared about what was best for us, our future and my first home.” – Renee & Mike

Philip has been in the mortgage industry for more than 17 years. After watching from the sidelines as too many people walked away from the mortgage process discouraged or disappointed, he was motivated to become a loan advisor with CB&T Mortgage.  With Philip’s guidance and compassion, no client feels overwhelmed or out of options.

As a Colorado Licensed Loan Advisor, Philip specializes in all types of mortgage loans including, but not limited to, Conventional, FHA, VA, USDA, and down payment assistance programs.

CB&T Mortgage is a local, community lender that shares Philip’s goal of empowering homebuyers during the mortgage process. If you need help in obtaining financing to purchase or refinance a home, please reach out to Philip and the CB&T Mortgage team.

What his clients are saying:

“We actually had started the loan process with another lender, based upon the recommendation of our realtor. Unfortunately, it was a big mistake. Deadlines were being missed and overall it became an amazingly stressful process, that is until we met Phil. He sat down and explained everything to us, and I do mean everything. This really helped our understanding of the whole process, and in turn gave us a lot of peace that we would now be treated like we deserved. As you can imagine at this point, our loan closed with no problems and we even ended up with a better interest rate. I would highly recommend Philip Chavez to anyone in need of a mortgage loan.” – Rachel R.

“Philip was absolutely amazing. Our family was actually stationed overseas when our process began. I was very impressed with Philip at the very beginning, because of his knowledge and willingness to help, but I became even more impressed when he was willing to take phone calls at midnight and later to help explain things. He was always available and never made me feel like I was bothering him.   can’t tell you how stressful it is to buy a home while stationed abroad, but Philip did a wonderful job of alleviating our stress. It may go without saying, but I highly recommend Philip for anyone’s mortgage needs.”
– Allison S.

John Draper has been a Colorado Springs resident for the past 35+ years and a loan advisor for more than 40 years. Thanks to his extensive knowledge of the El Paso County neighborhoods, John is a great fit for first-time homebuyers or individuals who aren’t familiar with home buying and selling experience. He also specializes in re-sale homes, new construction, and re-financing.

Knowing that the buyers are making a big life decision, John takes the time to educate and provide options to ensure his buyers are as educated and confident as possible. He believes it is best if a borrower can speak directly with him, whether that is face-to-face, over the phone or via email. Thanks to the fact that all CB&T Mortgage loan applications are processed, underwritten and closed within our local office, John always knows how his client’s loans are progressing.

What his clients are saying:

“John is extremely knowledgeable about the lending business and very thorough. He looks for the best mortgage program for the buyer based on their specific needs and qualifications and guides the buyer patiently through each step of the loan process. He’s the best in the business!” – Kim R.

Brent has been originating loans in the Colorado Springs mortgage business for the past 25 years before moving to CB&T Mortgage seven years ago, to our great delight Brent embodies CB&T’s mission by working to provide committed, loyal, and competitive services to every client. These shared beliefs allow Brent the best platform to counsel each and every borrower, from first-time homebuyers to seasoned homeowners, with multiple products to ensure they are in the right mortgage loan specific to their situation.

Along with our electronic origination support, CB&T Mortgage can offer a fast and easy process with our online application tools. In addition to these online tools, Brent is always available to sit down with his clients to discuss specific needs. Brent looks forward to working hard for you and making sure you are taken care of every step of the way!

What his clients are saying:

“Brent and his team were invaluable to us in this process.” –  Tahoe D.

“Thank you for making our loan go through with such an easy process.” – Judy M.

“Best process ever!” –  Marla T.

“Brent was very professional and helpful, always available to speak with me.” –  Chris R.

Lisa has provided home loans throughout Colorado for more than 30 years. As lending policies have changed, her extensive knowledge and experience has kept her as a leader in the mortgage industry. Lisa appreciates that no two loans are alike — and truly embraces the opportunity to problem-solve for her clients.

Working for CB&T Mortgage, a locally owned and operated mortgage company, gives her an advantage over her competition. With processing, closing, and underwriting all available within  our office, Lisa can communicate quickly and efficiently.

Lisa loves to sit down with her customers face-to-face, which allows her to explain the home-buying process in friendly, relatable terms that are often lost in translation over phone or email. She believes no loan is too small and takes time to personally invest in her clients.

What her clients are saying:

“Lisa Rushmer was awesome!  She helped me every step of the process.” – Aaron M.

“I shopped my loan and Lisa suggested I check into my VA Eligibility and saved us on the interest rate as well as the down payment!  I highly recommend using her!  Thank you!” – Theresa H.